Consumer Engagement Center – Mortgage Consultant – Remote job vacancy in Prosperity Home Mortgage – Jobs in Missoula, MT

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Job Details
Company Name : Prosperity Home Mortgage
Company Location : Missoula, MT
Job Position : Consumer Engagement Center – Mortgage Consultant – Remote
Job Category : Jobs in Missoula, MT

Job Description :
Consumer Engagement Center – Mortgage Consultant
Job Summary:
The Consumer Engagement Center – Mortgage Consultant (“CECMC”) is responsible for advising new and existing clients on residential mortgage programs obtained from various sources including internet and telephone leads, realtors, builders, newspaper ads, mail campaigns, and other traditional and nontraditional sources. Produces high quality loans which meet Prosperity Mortgage guidelines while providing excellent customer service.
Key Responsibilities:
Promotes Prosperity Mortgage and its products. Develops and maintains a high degree of visibility for Prosperity Mortgage in the marketplace
Advises prospective and existing customers of Prosperity’s programs, rates, policies and procedures
Analyzes detailed financial and credit data; matches customer needs to an appropriate loan program and level of risk
Obtains residential first mortgages for Prosperity while adhering to all company policies and government regulations
Receives customer applications, quotes the rate and points, and completes follow-up activities with the registration lock-in
Willing to make a minimum of 50 dials a day
Services new and existing clients. Coordinates with processing and closing areas to facilitate a prompt and accurate loan closing; monitors loan status; ensures that complete loan documentation is provided for internal processing
Sets realistic expectations of the loan process by explaining company policies, procedures and underwriting requirements; communicates loan status to external customers
Sets and achieves personal production and service goals; contributes to company market share and branch profitability
Creates a balance between loan production volume and quality; meets Company standards for accuracy and fall-out
Complies with industry-related regulations, requirements and state/federal laws as applicable to the job duties of this position
Meets or exceeds company standards for Initial File Quality (IFQ)
Minimum Requirements:
These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.
College degree in Finance or Accounting or related field, or equivalent combination of training and experience
Two to three years experience as a loan originator, processor, or underwriter
Must possess Mortgage Loan Originator license obtained through Nationwide Mortgage Licensing System (NMLS) as required by any and all states where employee is conducting loan activity
Must have knowledge of company products, policies, procedures, underwriting requirements and conventional and government loan requirements, which is normally acquired through related experience in real estate, mortgage or a similar industry; or have the ability to gain the required knowledge within a reasonable timeframe. Requires ability to thoroughly comprehend programs and policies and be able to communicate these policies effectively to customers
Ability to set and reach production goals as required to meet Company loan standards; proven sales and negotiating skills and abilities
Ability to analyze customers needs and assist in the selection of a loan program to fit their individual needs
Must have excellent communication/customer service skills and have a high attention to detail
Ability to work independently while working to achieve personal production goals
Excellent reading and mathematical skills
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace. We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Job Type: Full-time
Benefits:
401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible schedule
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Retirement plan
Vision insurance
Schedule:
Monday to Friday
Supplemental Pay:
Commission pay
Experience:
Mortgage: 2 years (Preferred)
License/Certification:
NMLS (Required)
Work Location: Multiple Locations